Your builder is insured - are you?
If you are looking to carry out building work on your property, whether this be large or small, property extensions or alterations, your current conventional property insurance policy will probably fall woefully short of the sort of cover that is required.
Building works may leave you without any or limited insurance.
- Property Owners are potentially at risk of their insurance policies being deemed invalid. This is due to most property insurance policies being based on the structure of the property as it stood when the policy was taken out.
- Property Owners must advise their insurer of the building works, prior to any works being carried out. Any building works is deemed as an ‘Insurance Material Fact’ that must be referred to your insurance provider before the work commences.
About property owners insurance
We can help you choose the right cover for your building work from start to finish.
There are specialist insurance markets that can offer insurance solutions for all these requirements. We at Oyster Risk Solutions can access and advise you on their project from the start to completion and recommend the best options to make sure that you are protected throughout the work and that the insurance cover conforms to regulations and building agreements.
Not having the right insurances in place can endanger your building project.
We can guide you from start to finish by putting in place the building blocks of your insurance, to make sure you’re covered.
- Protect your property against all perils
- Protect your neighbours and party walls
- Protect the works as the 1st party
- Check your builders insurance credentials
- Post completion against defects
- Choose Oyster to guide you through
We can also cover
- Standard Home Insurance
- Commercial Premises
- Unoccupied Premises
- Non Standard Properties
- Underpinned Properties
- Blocks of Flats
- Overseas Properties
- Let Properties