Help arranging business insurance for contractors

  • Keep your construction business running with insurance arranged by Oyster Risk Solutions
  • Tailored quotes to cover business activities, your property, vehicles and equipment
  • Whether you require cover for a one-off project, a portfolio, or an annual insurance programme, Oyster Risk Solutions can provide the solution for your needs.

Why choose contractors insurance through Oyster?

Trusted relationships

Trusted relationships

Access to a panel of experienced and reliable insurers offering cover for contractors.
Affordable premiums

Affordable premiums

Focussed on delivering the insurance your business needs at the price you can afford.
Peace of mind

Peace of mind

When an insured incident occurs, our dedicated claims support team will help in your hour of need.
Client focussed approach

Client focussed approach

A dedicated Oyster Business Manager will find cover tailored to your individual business needs

About contractors insurance

For every project

There have been significant improvements in health and safety and risk management in recent years, however construction is not without its risks. Fire, flood, theft and vandalism, injuries involving plant and machinery and equipment breakdown are just some of the risks faced on a daily basis. When an unexpected event occurs, you need to make sure you are covered and can get work back on track as quickly as possible, or make sure you are covered during any project delays. Business managers at Oyster Risk Solutions can advise what insurance cover your business needs.

Insurance for a range of trades

From bricklaying to shop fitting, from joinery to painting and decorating, the team at Oyster Risk Solutions can help find the cover for your business activities. For those trades working at height including roofers and scaffolders, we can make sure you secure the right cover to provide the peace of mind you deserve. For those hard-working contractors offering niche services like basement conversions, we can make sure you carry the appropriate cover at all times.

Tool and equipment cover

Get in touch with Oyster Risk Solutions for your contractors insurance and you’ll benefit from our team’s knowledge of the insurance market and our years of experience. Our business managers will understand the tools and equipment that keep your business thriving and make sure you are covered against accidental damage or theft. All businesses use computers, laptops and phones to grow and connect but have you considered what would happen if you were the victim of a cyber-attack? Talk to Oyster Risk Solutions to find out more.

UK-wide service

Wherever your business is based in the UK, Oyster Risk Solutions can help arrange your contractors insurance. From Inverness to Plymouth, from Belfast to Norwich, our business managers provide professional advice with a local approach to keep construction businesses across the country protected.

How do claims work?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible

  1. Find your insurance documents and make sure you have all your information to hand, including your policy number
  2. Call the claims team and explain exactly what happened
  3. Our number is  0344 893 0014 
  4. Provide photos if requested to help us understand what happened as quickly as possible