Oyster Risk Solutions can help arrange insurance tailored for your hospitality business

  • Protect your food business with commercial insurance arranged by Oyster Risk Solutions
  • Tailored cover for bars, restaurants, takeaways and retailers
  • Peace of mind you are covered for unexpected events such as theft or damage to your property or equipment or slips, trips and falls causing injuries to staff or guests.

Why choose food business insurance with Oyster?

Trusted and reliable insurers

Trusted and reliable insurers

Access to a range of commercial insurers keen to support businesses in the hospitality industry
Affordable premiums

Affordable premiums

Focussed on delivering the insurance your food business needs at a price based on your needs
Responsive when it matters

Responsive when it matters

When an unexpected incident occurs, our dedicated claims support team will help in your hour of need
Expert business insurance team

Expert business insurance team

By talking to our experienced team, you will understand the cover your business needs

About bar, restaurant and takeaway insurance

Tailored insurance for your food business

From small bars, cafes and takeaways to large multi-site restaurants, commercial insurance arranged by Oyster Risk Solutions will help keep your business running. Our business managers will get to know your food business and understand what kind of risks you are likely to face. We assess how an unexpected accident or event could impact your operations and make sure you have the insurance you need to provide the peace of mind you deserve.

Dedicated Business Manager

Get in touch with Oyster Risk Solutions for your food business insurance and you’ll benefit from our team’s knowledge of the insurance market and our years of experience. A dedicated business manager will review any past claims and advise on actions to help drive down the likelihood of claims in the future. Not only will this reduce the likelihood of potential incidents, but it will ultimately free up money that can be put back into your business.

Business insurance payment options

Many businesses in the hospitality industry prefer to spread the cost of their commercial insurance over the course of a year and enjoy knowing what they need to pay and when in advance. By avoiding the initial outlay of what can sometimes be a significant lump-sum premium, capital can be freed up for reinvestment elsewhere in the business.

We will be able to share more information about spreading the cost upon application including any additional cost that may be applicable when paying for your insurance through an instalment plan.

UK-wide service

Wherever you are based in the UK, Oyster Risk Solutions can help arrange insurance for your food business. From Inverness to Plymouth, from Belfast to Norwich, our business managers provide professional advice with a local approach to protect those businesses feeding people across the country.

How do claims work?

When you need to make a claim, we’ll guide you through the process and get your claim settled as quickly as possible

  1. Find your insurance documents and make sure you have all your information to hand, including your policy number
  2. Call the claims team and explain exactly what happened
  3. Our number is  0344 893 0014 
  4. Provide photos if requested to help us understand what happened as quickly as possible